Documentation you will need for your home loan application to proceed:
It is preferred if the applicable documentation is available
at your FREE interview. Delays with your application may occur with missing documentation.
All Loan Applications
- Savings History
- 6 months of saving account statements
- Most recent credit card statements showing their balance and limit
- Statements
on personal loans showing repayment figures and history
- 100 points of identification - passport, drivers licence,
etc
- Contract of Sale (front page only) if purchasing
If First Home Buyer applying for
the First Home Buyers Grant
- Certified Copy of Original Birth Certificate (Copy signed and witnessed
by a Justice of the Peace as being a true copy of the original document - we have a JP in the office if you don't
know one)
Employee
- Last 3 pay slips (computerised preferred)
- Letter
signed by an employer on company letterhead confirming your employment start date and gross income
- Your Group Certificate
/ Tax Assessment Notice from the last financial year
Self Employed
- 2 years
of personal tax returns
- 2 years of company tax returns
- 2 years of balance sheet & profit and loss statements
If
Receiving Income from Rental Property
- A letter from the real estate agent or a copy of current rental
agreement
Refinancing to a better loan
- 6 monthly statements on the loan to
be refinanced
- Recent Rates Notice
If Building
- A copy of the building
contract / fixed price tender
- A copy of the specifications and plans
