Documentation you will need for your home loan application to proceed:
It is preferred if the applicable documentation is available
at your FREE interview. Delays with your application may occur with missing documentation.
All Loan Applications
- Savings History - 6 months of saving account statements
- Most recent credit card statements showing their balance and limit
- Statements on personal loans showing repayment figures and history
- 100 points of identification - passport, drivers licence, etc
- Contract of Sale (front page only) if purchasing
If First Home Buyer applying for the First Home Buyers Grant
- Certified Birth Certificate (Signed by a Justice of the Peace)
Employee
- Last 3 pay slips (computerised preferred)
- Letter signed by an employer on company letterhead confirming your employment start date and gross income
- Your Group Certificate / Tax Assessment Notice from the last financial year
Self Employed
- 2 years of personal tax returns
- 2 years of company tax returns
- 2 years of balance sheet & profit and loss statements
If Receiving Income from Rental Property
- A letter from the real estate agent or a copy of current rental agreement
Refinancing to a better loan
- 6 monthly statements on the loan to be refinanced
- Recent Rates Notice
If Building
- A copy of the building contract / fixed price tender
- A copy of the specifications and plans